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Open Enrollment
2026 Open Enrollment is April 6, 2026-April 17, 2026.
Please join us on April 9, 2026 for a Benefit and Wellness Fair. Event will be held at Southbridge Town Hall Council Chambers from 2pm-5pm.
FY27 Insurance Rates
* Please note that employee payroll deductions may vary based on individual pay schedules (e.g., 21/22-pay or 26-pay cycles).
FY27 Employee Monthly Premium Rates
| Network Blue Select Saver (HMO) | Network Blue Select (HMO) | Access Blue New England Saver (HMO) | Network Blue New England (HMO) | Blue Care Elect Preferred (PPO) |
|---|---|---|---|---|
| Individual: $270.85 | Individual: $348.36 | Individual: $311.33 | Individual: $387.07 | Individual: $431.22 |
| Family: $704.61 | Family: $906.24 | Family: $809.90 | Family: $997.07 | Family: $1,113.97 |
| Dental Blue Freedom | Vision Blue 20/20 |
|---|---|
| Individual: $41.03 | Individual: $4.97 |
| 2 Person: $79.97 | 2 Person: $8.46 |
| Family: $116.86 | Employee+Child(ren): $8.71 |
| Family: $13.68 |
Book an Appointment with HR to discuss your benefits
You are invited to schedule a 15-minute session with Noor El Gaderi to review your current benefits and explore offerings for FY26. Appointments are available for scheduling starting today and can be booked for dates between April 6 and April 10. Book time with Noor Elgaderi: Open Enrollment
School employees are invited to book an appointment with Jammie Bruni here to review their benefit selections or ask any benefit related questions. Appointments are available for scheduling today and can be booked for dates between April 6 and April 10.
Benefit Informational Sessions
Information session dates will be scheduled and posted on an ongoing basis. Employees are encouraged to review the schedule frequently for the most up-to-date information.
| April 6 | April 7 | April 8 | April 9 | April 10 |
|---|---|---|---|---|
| AFLAC Info Session-In Person
Location: Jacob Edwards Library-Mills Room Time: 9AM-1PM |
Blue Cross Blue Shield Plan Review-In Person Location: George Parent Conference Room, Southbridge Town Hall, 41 Elm Street Time: 11AM-12PM |
|||
| AFLAC Info Session-In Person
Location: Jacob Edwards Library-Mills Room Time: 2PM-5PM |
Benefit and Wellness Fair-In Person Location: Town Council Chambers, Southbridge Town Hall, 41 Elm Street Time: 2PM-5PM |
|||
| HSA/FSA-Virtual | HSA/FSA-Virtual | HSA/FSA-Virtual | HSA/FSA-Virtual | HSA/FSA-Virtual |
Open Enrollment Benefit Offerings
Blue Cross Blue Shield Medical
- Employee Benefits E-Kit: This comprehensive guide includes health plan overviews, coverage highlights, and additional programs and services available through MIIA. It’s a great starting point to understand your benefit options. View the E-Kit
- Blue Cross Blue Shield Plan Information Portal: For more detailed, plan-specific information—including coverage details, provider networks, and cost information—please visit the BCBS Southbridge Portal
- Enrollment Form
- To submit a change to your medical coverage, complete the enrollment form above and email to openenrollment@southbridgemass.org
- We encourage all employees to review these materials carefully before making benefit elections during Open Enrollment.
Health Insurance Waiver
- Blue Cross Blue Shield Waiver Form
- To waive your health or dental coverage, please complete the form above and submit to openenrollment@southbridgemass.org
Health Equity
- HSA-Health Savings Account
- FSA-Health Flexible Spending Account
- DCFSA-Dependent Care Reimbursement Account
- Enrollment Form
- enrollment for this benefit is required every open enrollment, enrollment does not automatically renew. Please complete the form above and submit to openenrollment@southbridgemass.org
- FSA max contribution is $3,400
- HSA max contribution is $4,400 for individual coverage and $8,750 for family coverage
- DCFSA max contribution is $7,500
Aflac
- Please visit Aflac Portal to view offered benefits which include Whole Life, Critical Illness, Short-term Disability, Accident, Hospital, Cancer.
- Contact the Aflac Agent listed on the Portal homepage to sign up for benefits
- Open Enrollment Frequently Asked Questions
-
What is open Enrollment?
Open enrollment is the annual period during which employees can review and make changes to their benefit elections for the upcoming plan year. It’s the only time you can make changes unless you experience a qualifying life event.
When is the open enrollment period?
Open enrollment for this year will take place from March 24 to April 15. All changes must be submitted by 4pm on April 15.
Who is eligible to enroll?
All full-time and part-time employees working 20 hours or more per week are eligible. New hires will also have 30 day enrollment window upon starting employment.
What benefits are available during open enrollment?
Medical, dental, and vision insurance
- Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA)
- Retirement savings plans
- Supplemental benefits (e.g., critical illness, accident insurance)
Where can I find detailed information about each plan?
Visit the Open Enrollment page https://www.ci.southbridge.ma.us/718/Open-Enrollment. Additionally, informational webinars and Q&A sessions will be held between March 3 to March 7.
How do I make changes to my benefits?
Follow the instructions provided for how make changes to each benefit provided on the open enrollment page.
Can I change my benefits after open enrollment?
Changes can only be made after open enrollment if you experience a qualifying life event, such as marriage, the birth of a child, or loss of other coverage.
Will my premiums or costs change this year?
Refer to the Open Enrollment page to view any changes in premiums or plan coverage for the upcoming year.
Does the Town contribute to my benefits?
Yes, the Town of Southbridge contributes for certain benefits, such as medical insurance or basic life insurance.
Who can help if I have questions?
- Town employees may contact Noor El Gaderi at nelgaderi@southbridgemass.org or call 508-764-5417. You may also attend one of the scheduled enrollment info sessions or set up a one one meeting using the booking link on the open enrollment page.
- School employees may contact Jammie Bruni at jbruni@southbridgepublic.org or call 508-764-5414 ext. 5133
What if I miss the open enrollment deadline?
If you miss the deadline, your current benefits will roll over (if applicable), or you will have to wait until the next open enrollment period, unless you have a qualifying life event.
Can I waive coverage?
Yes, you can waive coverage during open enrollment. You may be required to provide proof of other coverage in certain cases.
- What Holidays are you closed?
-
Town Hall is closed to the public on the following holidays:
- New Year’s Day
- Martin Luther King Jr. Day
- Presidents Day
- Patriots Day
- Memorial Day
- Juneteenth
- Independence Day
- Labor Day
- Columbus Day
- Veterans Day
- Thanksgiving Day
- Day after Thanksgiving
- 1/2 day before Christmas
- Christmas Day
- Where can I find information on Town Employment Opportunities?
-
All information regarding available positions within the Town of Southbridge will be posted on the Job Opportunities page.
All candidates applying for employment in the Town of Southbridge must secure and complete an official application form.
Paper applications are available and accepted only at the Human Resources Department. Applications are accepted only in response to advertised vacancies.